NPS: If you are also married, this news is for you. Because under this government scheme, you will start getting a lot of money at such a time. When a person needs money the most, you must open an account in your wife’s name under the National Pension Scheme to get a pension. After this, the investor will be entitled to a pension of Rs 5,40000 annually.
Let us tell you that this account will give you a lump sum amount upon completion of 60 years. In addition, regular money will also keep coming to the concerned people in the form of a monthly pension. If you want money every month, then a provision of 45 thousand rupees per month has also been made under the scheme.
You Can Open An Account With Just 1 Thousand Rupees
You can deposit money monthly or annually in the National Pension Scheme (NPS) account at your convenience. You can also open an NPS account in your wife’s name with just Rs 1,000. The NPS account matures at the age of 60. Under the new rules, if you want, you can run the NPS account till your wife is 65 years old. This amount will work as a support in your old age. Because at that time you need money the most.
Monthly Income Up To 45 Thousand
If your wife is 30 years old, you invest Rs 5000 monthly in her NPS account. If she gets a 10 per cent return on investment annually, then at 60, there will be a total of Rs 1.12 crore in her account. She will get about 45 lakh rupees out of this. Apart from this, she will also keep getting a monthly pension of around Rs 45,000. If you want to take money annually, there is also a provision for that in the NPS scheme. Most importantly, she will keep getting this pension for life.
Social Security Scheme
NPS is the Social Security Scheme of the Central Government. Professional fund managers manage the money you invest in this scheme. The Central Government gives this responsibility to these professional fund managers. In such a situation, your investment in NPS is entirely safe. However, the money you invest in this scheme does not have much of a return guarantee. But according to experts, you will keep getting 10 to 12 percent return.
